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Now that you understand the disadvantages of debt review, there are some key considerations and things to look out for. Beware of dodgy debt counsellors – There are horror stories out there of people signing up with would be debt collectors who take their money and place them under the debt review without doing any work that will help them to sort out their debts.

Also, due to the POPI Act, it is illegal to contact people without any consent in an effort to get them under debt review. So if you haven’t sought debt review out on your own, don’t just be coerced into going under debt review because some out there can even convince people who do not need to go under debt review just so they can take their money.